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A pipe burst: what to do, in order

In the Midlands, most burst pipes show up as the temperature climbs after a hard freeze, when ice in a split pipe melts and water starts to run. That is often the morning after, or when you come home from a trip.

Last reviewed October 30, 2026 against the sources listed below. General information, not insurance or legal advice.

Water spraying from a steel pipe fitting that has split open
A split pipe fitting spraying water. When ice blocks a pipe, pressure builds between the ice and a closed faucet, and the pipe usually splits where there is little or no ice. Photo: Bfblake321, CC BY-SA 3.0.

Why the leak appears after the cold

Research summarized by the Insurance Institute for Business & Home Safety (IBHS) explains that ice does not usually split a pipe where it forms. Once ice blocks a pipe, continued freezing pushes water pressure up between the blockage and a closed faucet, and the pipe bursts there, usually where there is little or no ice. While it is still frozen, the crack is plugged. When the ice melts, the water flows.

Step by step

  1. Close the main shutoff and open the lowest faucet in the house to drain the lines. On a well, also turn off the pump breaker. Where the shutoffs are.
  2. Turn off the water heater. Switch an electric heater off at the breaker, or set a gas heater to "pilot" or "vacation," so it does not heat an emptying tank.
  3. Stay away from wet electrical. Turn off power to wet rooms at the panel only if you can reach it standing on a dry floor.
  4. Look for more breaks. The American Red Cross warns that if one pipe froze, others may have too. Check the crawl space, every outside wall with plumbing, the water heater area, outdoor spigots and the well house.
  5. Photograph and video everything before cleanup, including the split pipe. Keep the piece of pipe the plumber removes. Claim checklist.
  6. Dry out fast: move belongings out, pull up soaked rugs, and run fans and dehumidifiers. Drying and mold.
  7. Call a licensed plumber. In South Carolina, residential plumbing work over $500 requires a license. Checking a plumber.
  8. Report the claim promptly to your agent or company, and keep receipts for emergency repairs.

After a citywide freeze, expect a wait

After the December 2022 Christmas freeze, Columbia Fire answered more than 350 weather-related calls over the holiday weekend as pipes burst in homes and businesses, and fire officials expected more as people returned from trips. Plumbers across the Midlands get the same surge. Shutting off the water and drying out yourself keeps the damage from growing while you wait.

Frequently asked questions

Why did my pipe start leaking after it warmed up?

Because the ice was plugging the split. Pipes usually burst downstream of the ice blockage, and the leak starts when the ice melts.

Should I turn off the water heater when a pipe bursts?

Yes, once the main water is off. Turn an electric heater off at the breaker or set a gas heater to pilot or vacation so it does not heat an empty or draining tank. Follow your heater's manual.

Do I need to keep the broken pipe?

Keep it if you can. It helps the adjuster see that the failure was a freeze split and not long-term corrosion.

Policies vary. Check your own policy and ask your insurer or agent about anything that affects your claim. Rules can change; this page reflects the sources below as of October 30, 2026. NewberrySCPlumbing.com is not a plumber, insurer, adjuster or law firm.

Sources

  1. IBHS / International Code Council: Freezing and bursting pipes (the 20°F temperature alert threshold)
  2. American Red Cross: Frozen pipes
  3. SC Department of Insurance: Prepare for winter weather (frozen pipes)
  4. Insurance Information Institute: Surviving severe cold weather
  5. U.S. EPA: A brief guide to mold, moisture and your home
  6. WACH Fox 57: Cold temperatures burst pipes across the Midlands (Dec. 26, 2022)